Instructions
Download and install a virtual frame program such as "IE Picture Framer" or "Photo Frame Show." Many are free or inexpensive shareware. Launch the program.
Click "Upload" from the navigation bar in the software. The actual wording may be slightly different from program to program, but the step is the same. Select the picture you want to use and click "OK."
Look through the frame templates included with the software. Select one of them. Click on the "Preview" button to see how the frame will look with the picture you uploaded.
Go to "File" and in the drop-down menu, click "Save as." Give your creation a name and click "OK" to save your framed photo.