Instructions
Open up "The Sims." Choose one of the households and start playing. Simultaneously press "CTRL," "Shift" and "c." This will open a cheat window.
Type in the appropriate cheat. If you have the patched version, type "osebud." If you have the unpatched version, type in "klapaucius." Both commands will give you 1,000 simoleons.
Repeat Step 2 until you have as much money as you want.
Use an exclamation mark to repeat the last cheat without typing either of the words.
Use a semicolon to use the cheat more than once in the same go. For example: klapaucius!:!:! will give you 3,000 simoleons.